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  • Liquid Capital: $ 100,000
  • Capital Required: $ 50,000 To $ 100,000
  • Support/Training: Available
  • Availability: Worldwide


The Interface Financial Group - Finance Franchise


The Interface Financial Group IFG 50/50 Franchise

Provides short-term working capital to small businesses by purchasing selected invoices at a discount

The Interface Financial Group Introduction

Since 1972, The Interface Financial Group (Interface) has been providing a unique financial service to the small business sector, which accelerates cash flow and provides working capital. This is done through a service called Invoice Discounting – Interface franchisees purchase current, quality invoices at a discount. This is not a loan, nor is it factoring; it is the purchase of a business asset. 
Most Interface clients are small- to medium-sized companies, who have not been in business long enough to obtain funding from traditional banking sources. Interface Invoice Discounting is a ‘use-it-as-you-need-it alternative funding solution that is fast, flexible, and affordable. The Interface service provides clients with the opportunity to take on new projects, meet payroll, take advantage of supplier discounts, and grow their company. There is virtually no one else who does what Interface does. Factors require long-term contracts with multiple fees and charges. Interface clients use the Interface service as and when needed.
The small business sector continues to feel the effects of the global financial crisis. The rapid consolidation of the banking sector, coupled with the near disappearance of the non-bank sector, has severely impacted the availability of credit for small businesses. This forces thousands of formally bankable businesses into the secondary finance market in order to find the funding they need for their growth plans. This action has proven to be an extremely positive factor for Interface franchisees as the Interface service is one of the very few options for small business to obtain cost-effective and time-effective growth funding.
The client profile, in very general terms, is a smaller emerging company, with sales in the range of $350,000 up to about $4 million per annum, and has been in business in some cases for as little as 5 or 6 months and usually not much more than 3 to 4 years. The main reason companies use the Interface service is to facilitate their growth plans, and utilising the accelerated cash flow from the Interface Invoice Discounting service provides an excellent means for that expansion. This means that Interface franchisees, by virtue of providing working capital to their clients, are in fact instrumental not only in helping their clients increase their labour force and their profitability, they are also having a positive effect on their local economy.
The Interface Financial Group has more than 150 franchise offices in the U.K., Ireland, Australia, Canada, New Zealand, Singapore, the United States, Mexico and South Africa. Over the past years and throughout the international network of franchisees, Interface has seen a regular increase in business transacted by franchisees to the point that they are now collectively discounting tens of millions of dollars’ worth of invoices on an annual basis.

Why work for money when money can work for you? - Why do the paperwork when we will do it for you? 

  • IFG provides short-term working capital to small businesses by purchasing selected invoices at a discount. 
  • IFG 50/50 Franchisees work primarily with small, expanding companies that find it difficult to attract conventional funding.
  • IFG 50/50 Franchisees earn an above average return on their working capital.
  • IFG Clients can convert an invoice, due in 30 – 45 days, into a “cash-on-delivery” sale, and that meansimmediate cash for them! 

IFG 50/50 franchisees do not do transactions alone—all transactions are syndicated 50/50 with IFG, the franchisor, and that means less working capital required to fund transactions.  IFG does the bulk of the 

due diligence and the ‘paperwork’ for the transactions; and IFG 50/50 franchisees will concentrate their efforts on building the referral relationships – they do the ‘people work’.  A very innovative capital leverage programme has also been introduced to allow franchisees to grow their capital even faster using ‘other people’s money’.

Unmatched Franchise Opportunity for you!

IFG has been in the invoice discounting business since 1972, and is a market leader providing an alternative funding source for small business with its in-demand financial service.  With 40+ years of experience in the business, Interface provides franchisees with a proven system, thorough training, a comprehensive risk management programme, and a management team with 400+ years of combined financial service experience – just a call away!

● Outstanding ROI ● Low Overhead ● Flexible ● Professional ●

Modest Investment

  • Franchise Fee:  £15,000
  • Investment Level:  £50,000 - £100,000

Outstanding ROI

  • Earn an above-average return on your working capital
  • Start with a modest amount of working capital  and increase it as your business grows

Low Overhead

  • No shop front to lease, rent or maintain – work  from your home office
  • No inventory or specialised equipment to  purchase and maintain
  • No employees to hire, manage, or fire 


  • Work full time or part time – you’re the boss  so it’s your choice
  • Use IFG as a transition vehicle – keep your  current position and gradually build your IFG business until you’re ready to leave ‘corporate’  life
  • Integrate other business services you currently provide – as long as they are not in conflict or competition with IFG 


  • Work with business-to-business companies
  • Work with local companies – there’s no  extensive travel
  • Work professional hours – think “banker’s hours”

IFG 50/50 franchisees come from a variety of backgrounds & experience

But they all have the following in common:

  • Sales & Marketing – able to network, build, & maintain relationships with professional referral sources
  • Excellent communicators – verbal & written
  • Decision makers – capable & timely evaluation of data
  • Problem solvers – proactive & creative within proven guidelines
  • Self-Disciplined – taking the initiative, building & following the plan, willingness to work ‘smart’ rather than hard, and an established work ethic
  • A strong business background – the ability to grasp financial issues is an important ingredient for success. However, it is not a requirement that IFG franchisees have a background in finance — a strong business background is the “foundation” of a successful IFG franchisee.


What do Interface franchisees say?

“Despite my lack of any kind of prior financial industry experience, the system was easy to learn and is working well for me.”
“As a new franchisee, I found Interface management to be a great assist in helping assess the funding of clients. Their response and support along with insights into areas of concern are invaluable and greatly appreciated.”
“Interface affords the flexibility I am seeking as a small business owner where I play a direct roll in the success of the business. In addition, Interface offers the support I need and is backed by a successful track record. There is a definite need for the service that Interface provides, especially in the current economic situation.”
“Interface is uniquely positioned to take advantage of today’s rapidly changing economic and financial needs. The consequence of past lending standards directly plays into Interface’s hands.”
“I wanted flexibility in my life, but wanted to make money. I didn’t want a storefront or employees. The Interface franchise offered me all those things.”
“The business model provides an opportunity to control risk while providing an excellent return.”
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